The Fall semester for colleges and universities is fast approaching. For my two college kids, it is starting on August 15th. Not only does that mean that you have to stock up on Command Strips. It is also a perfect time to rethink their medical insurance coverage. I have always had a gold PPO plan for my family's coverage because they all have special needs. It is very comforting to have control of which doctors to use. Feeling that I had a good plan, I quickly dismissed